var AGES =  new Array();
AGES[62] = 5.62; //56.2%
AGES[63] = 5.69;
AGES[64] = 5.76;
AGES[65] = 5.84;
AGES[66] = 5.91;
AGES[67] = 5.98;
AGES[68] = 6.05;
AGES[69] = 6.12;
AGES[70] = 6.20;
AGES[71] = 6.28;
AGES[72] = 6.35;
AGES[73] = 6.43;
AGES[74] = 6.50;
AGES[75] = 6.58;
AGES[76] = 6.66;
AGES[77] = 6.75;
AGES[78] = 6.82;
AGES[79] = 6.90;
AGES[80] = 6.98;
AGES[81] = 7.06;
AGES[82] = 7.14;
AGES[83] = 7.21;
AGES[84] = 7.29;
AGES[85] = 7.37;
AGES[86] = 7.45;
AGES[87] = 7.52;
AGES[88] = 7.59;
AGES[89] = 7.65;
AGES[90] = 7.73;
AGES[91] = 7.80;
AGES[92] = 7.87;
AGES[93] = 7.94;
AGES[94] = 8.01;


var MORTGAGE_FEE_PERCENT = 2.0; //2% mortgage insurance fee
var MAX_MORTGAGE_FEE = 12510; //the most which can be charged as a insurance fee
var MAX_HOME_VALUE = 625000; //the maximum home value